Other banking services fees and charges may apply. Account is not available to business customers. 2.25% - 2.50% AER / gross depending on amount invested and term chosen. Business banking interest rates. top www.us.hsbc.com. Get your RM30 cash reward 1. Both the monthly Bonus rate and the base rate are variable and are subject to change. Perform 5 Eligible Transactions 1. 1.25% p.a. Example 3. 0.25%. The HSBC High Rate Savings Account aims to provide a competitive interest rate at no monthly fee and no minimum where interest is calculated daily and given monthly. Set up savings for a child. The interest rate is offered for balance over $100,000. To benefit from our currency accounts, you'll need an HSBC Expat Bank Account. The bottom line: HSBC Premier Checking (Member FDIC) offers competitive rewards to qualifying customers, such as a $500 welcome bonus and high interest rate on your savings account. 8 The Annual Percentage Yields (APYs) and balances for an HSBC Everyday Savings account which are accurate of {{currentDate}} are: 0.01% APY on balances of $1 or more. Private Clients Savings Account customers also receive these credit rates. APYs are variable and subject to change after opening. Expat USD Rate Sheet (PDF) - effective from 13 October 2022. A wide array of investment choices $100,000 - $250,000 or more, Minimum Balance to Obtain APY: APYs are variable and subject to change after opening. Charges and fees may reduce earnings. New and existing HSBC Customers 1 1 view footnote1. AED 100,000 Deposit will be paid. Charges and fees may reduce earnings. Anyone eligible to open a Fixed Rate Saver may also open an account in branch on behalf of a child, providing the child is at least seven years of age. Follow HSBC UK on Facebook This link will open in a new window, Follow HSBC UK on Twitter This link will open in a new window, Follow HSBC UK on YouTube This link will open in a new window, Our website doesn't support your browser so please upgrade, View our service status to see how we're doing, Careers, media, investor and corporate information. . For more information, please see ourSupported Browsers page. APYs are variable and subject to change after opening. Deposit interest rates HSBC HK Accounts Savings Accounts 9 The Annual Percentage Yields (APYs) and balances for CD accounts which are accurate of {{currentDate}} and apply for the initial term only. Regular Saver Only available to HSBC Premier or HSBC Advance customers, Bank Account, Bank Account Pay Monthly, HSBC Student Bank Account and Graduate Bank Account customers. These balance requirements and APYs will apply to accounts opened over the telephone or in a Wealth Center. Apply now Term Deposit Account A term deposit account with a fixed rate for your short or long term investment. Learn more about online account opening. Download PDF version of interest rates (331 KB), Download PDF version of interest rates (331 KB) for HSBC Savings accounts Download. You will be rewarded with bonus interest on your Hong Kong dollar savings accounts when your Total Relationship Balance reaches HKD1,000,000. Best suited to savers wanting a simple interest earning while maintaining easy access to cash. Account is not available to business customers. Tenor completed is 9 months. ATM Outage Close. 3 The HSBC Advance Savings account is no longer offered. Get a great interest rate. Fixed Term Deposit . According to HSBC, your interest rate and APY could change at their discretion at any time. Savings HSBC Premier Savings accounts may help you reach your financial goals sooner. If the savings pot goes above this, then the interest rate drops dramatically to 0.75 percent. 19 The Annual Percentage Yields (APYs) and balances for an HSBC 12 Month CD account which are accurate of {{currentDate}} opened in Wealth Center or over telephone are: 3.75% APY on balances of more than $0. 13 To qualify for an HSBC Premier relationship, you need to open an HSBC Premier checking account and maintain: 14 The HSBC Advance Checking account is no longer offered. Easy to set up standing instructions to make regular payments automatically. All Rights Reserved. How much you save is up to you - you can put in a lump sum or save a little at a time, starting from just 1 Save a bit every month. Cross-border disclosure. 3.00% p.a. You can also credit the interest you earn each month to your current or savings account. Monthly Bonus is valid as of 1: 21 September 2022: Variable rates current as of 1: 21 September 2022: We apologize for any inconvenience . The following tier-based annual interest rates apply to your EGP savings account (s) starting 23 June 2022. Minimum balance to open account online: $1, STANDARD APY: 0.05%5 This way you'll benefit from tax-free interest on your savings up to the annual allowance. Interest is calculated daily on the total balance and paid monthly, on the first business day of the following month. The HSBC Savings account's competitive interest rate (APY) of 2.25% is one of the higher rates available for a high-interest savings account. Charges and fees may reduce earnings. Fixed vs variable rate savings accounts Choose the right type of account for you. From now till 31 October 2022, enjoy a promotional rate on 4-month, 7-month and 12-month SGD Time Deposits. The account, often referred to as a bond, will provide some of the best rates of return on the high street across 1, 2 and 3 year terms. Charges and fees may reduce earnings. with effect from 01 January 2021. Cheque books on the account. MySavings / HSBC Premier MySavings What is the interest rate? Features and benefits of HSBC Advance Preferential interest rates for your Deposits and Loan products Preferential LKR deposits Rates - 0.25% above board rate Preferential lending rates - 0.50% below board rate Preferential fees and commissions on other banking transactions Tax-free means free from UK Income Tax and Capital Gains Tax. It's easy to share your ideas, stay informed and join the conversation. Account is not available to business customers. Savings Certificates are issued in multiples of EGP 1,000. Click here for more details. Bonus interest is paid only when the balance increases by $300 or more per month (not including interest payments). Flexible Saver Up to 12th October 2022 Balance Rate Interest rate All balances Standard rate 0.55% AER/Gross The above saving interest rate has been effective since 4 Nov 2022. A penalty may be imposed for early withdrawal. 2 The HSBC Premier Savings account is available to customers with an HSBC Premier checking account in the United States. An HSBC 3-year Savings Certificate offers you a medium-term savings opportunity in EGP with higher interest rates. 5 The Annual Percentage Yields (APYs) and balances for an HSBC Premier Relationship Savings account which are accurate as of {{currentDate}} are: Standard APY of 0.05% APY on balances of $1 or more and Relationship APY of 2.50% APY on balances of $1 or more when eligibility requirements are met. APYs are variable and subject to change after opening. An all in one bank account that allows you to buy, save, transfer and spend in 11 currencies including RM. Term Deposit Break on 31st of October 2022. AER (Annual Equivalent Rate) is a notional rate, which illustrates what the credit interest rate would be if interest were paid and compounded each year. This account is a great option if you don't have a large amount to open the account because you can open it with just $1. HSBC Group| HSBC Bank Australia Limited 2022ABN 48 006 434 162 AFSL/Australian Credit Licence232595All rights reserved, This website is designed for use in Australia. HSBC values your relationship. HSBC savings account offers attractive savings interest rates to help you to achieve monthly savings goal with free personalised debit card. EUR High Rate Savings*. A loyalty rate applies for 12 months from the date of each payment into your ISA. Listening to what you have to say about services matters to us. 7 The Annual Percentage Yields (APYs) and balances for an HSBC Advance Savings account which are accurate of 11/1/2022 are: 0.01% APY on balances of $0 - $14,999.99; 0.05% APY $15,000 - $49,999.99; 0.05% APY $50,000 - $74,999.99 and 0.05% APY $75,000 or more. 0.05%. 11 The Annual Percentage Yields (APYs) and balances for an HSBC 12 Month CD account which are accurate of {{currentDate}} are: 3.75% APY on balances of more than $0. AER (Annual Equivalent Rate): This is a notional interest rate which illustrates what the gross rate would be if interest were paid and compounded each year. standard variable rate 1 Explore account details Apply now HSBC Everyday Savings Account The first 85,000 of any savings held with HSBC is protected by the Financial Services Compensation Scheme (FSCS). 7 The Annual Percentage Yields (APYs) and balances for an HSBC Advance Savings account which are accurate of {{currentDate}} are: 0.01% APY on balances of $0 - $14,999.99; 0.05% APY $15,000 - $49,999.99; 0.05% APY $50,000 - $74,999.99 and 0.05% APY $75,000 or more. HSBC online bonus savings account You can earn bonus interest for any month you don't take money out. great www.us.hsbc.com. For Savings Accounts interest will be calculated based on your minimum monthly balance and paid into your savings account in January and July. 4-month. Help your money grow with 1.00% AER/gross, fixed for 12 months. HSBC Direct Savings APY. Cross-border notice, Explore account details For HSBC bonus savings account, Apply now Apply for a flexi saver account This link will open in a new window, Explore account details For HSBC everyday savings account, Apply now Apply for a serious saver account This link will open in a new window, Explore account details For the Term Deposit account, Transaction and Savings Accounts Terms (PDF, 1.10 MB), Transaction and Savings Accounts Terms (PDF, 1.10 MB) Opens in overlay, Financial Services Guide (PDF, 906 KB) Opens in overlay, Personal Banking Booklet (PDF, 1.50 MB) Opens in overlay, Inclusive and Accessible Banking Fact sheet (PDF, 65 KB), Inclusive and Accessible Banking Fact sheet (PDF, 65 KB) Opens in overlay, Financial Claims Scheme Opens in overlay, Transaction and Savings Accounts Terms (PDF,1.10MB), Careers, media, investor and corporate information. Find the answers and while you're at it, tell us how we could do better. 16 The Annual Percentage Yields (APYs) and balances for an HSBC Advance checking account which are accurate as of {{currentDate}} are: 0.01% APY on balances of $5.00 or more but less than $1,000, 0.01% APY $1,000 or more but less than $3,000, 0.01% APY $3,000 or more but less than $10,000 and 0.01% APY $10,000 or more. 1 To qualify for an HSBC Premier Relationship Savings account, you need to maintain an U.S. HSBC Premier relationship. 3.20% p.a. You can apply for a Currency Savings Account once you have opened an HSBC Expat Bank Account with us. . Earn interest from your daily balance. Only the part of the balance above 3,000 will earn the lower rate of interest. interest rate including Monthly Bonus (variable) of 1.50% p.a. Account is not available to business customers. HSBC Direct Savings is a solid, low-hassle account on par with the best in the industry. Interest paid directly into your account. Earn between 2.60% AER/gross and 3.85% (AER/Gross), depending on the term you choose. Interest on UAE Dirhams and United States Dollars are calculated on a 360 day basis. SGD HSBC Jade Account Interest Rates (p.a) SGD: First SGD4,999.99: Interest rate: 0.01%: SGD: From SGD5,000 to SGD14,999.99: Interest rate: 0.01%: SGD: From SGD15,000 to SGD49,999.99: Interest rate: 0.01%: SGD: From SGD50,000 to SGD99,999.99: Interest rate: 0.05%: SGD: From SGD100,000 to SGD999,999.99: Interest rate: 0.05%: SGD: From SGD1,000,000.00 and above: Interest rate: 0.05% Choose from fixed-term or easy access accounts. For Investment Savings accounts, you receive different interest rates on different portions of your daily closing balance if it is $50,000.00 and over. Gross is the rate of interest if interest were paid and not compounded each year. Promotional SGD Time Deposit. $0 - $14,999.99. Interest on most other currency accounts (including US dollars and euro) is calculated on a 360 day basis. APYs are variable and subject to change after opening. Charges and fees may reduce earnings. Since this is below 0, no interest will be paid. 18 The Annual Percentage Yields (APYs) and balances for an HSBC 24 Month CD account which are accurate of {{currentDate}} opened in Wealth Center or over telephone are: 4.00% APY on balances of more than $0. HSBC Group | HSBC Bank plc 2017-2022. USD High Rate Savings. You only need to deposit 1 to open an account. For more information and to opt out of cookies, visit the cookie section of our Privacy Code. No interest is payable for balances over $1,000,000. Start saving at your convenience You can take advantage of quick and easy account opening any time. Savings Plans. for balances up to INR10 Cr and 2.50% p.a. Only available to existing Premier customers. 2.70% p.a. HSBC InvestDirect Interest Rates. And even if your balance drops below $1, you won't pay a monthly maintenance . Repo Linked Lending Rate (R.L.L.R.) Access the world with one account Make online transactions in eight different currencies from the convenience of the HSBC Mobile Banking App with your Global Money Account. For the rates we pay on outstanding account . Apply for your term deposit account online. Savings Account Interest Rate Interest Rate for NRE/NRO/Resident Saving Accounts - 2.00% p.a. HSBC Savings Rates Interest rates on our savings accounts HSBC GBP Savings Rates (PDF) - effective from 13 October 2022 The current base rate The current Bank of England base rate changed to 3.00% as of 4 November 2022. *Balances up to $15,000 will earn the higher rate of interest. $1 or more, RELATIONSHIP APY: 2.50%5 Open an account with 1. Gross: The interest rate before the deduction of tax applicable to interest on savings . Our website doesn't support your browser so please upgrade. General: Other currencies / periods / interest rates are quoted on request. Charges and fees may reduce earnings. 1 deposit to open. **Only the part of the balance above $15,000 will earn the lower interest rate. Start saving High Rate Savings Account Choose a High Rate Savings Account if you: Are saving for the short or long term Want your savings to work harder APYs are variable and subject to change after opening. $5 - $10,000 or more. No interest is incurred on the portion of balances over AUD $5,000,000 or equivalent. The increase was the fifth time HSBC has increased the interest rate on its savings products this [] Earn more with interest calculated daily and paid monthly, Open multiple accounts in multiple currencies, No minimum balance required. Systems maintenance - All HSBC ATMS will be unavailable due to systems maintenance from 1:30am - 3:00am Sunday, 6 November 2022. 6 The Annual Percentage Yields (APYs) and balances for an HSBC Premier Savings account which are accurate of {{currentDate}} are: 0.01% APY on balances of $0 - $24,999.99; 0.10% APY $25,000 - $99,999.99; 0.15% APY $100,000 - $249,999.99 and 0.15% APY $250,000 or more. Download the HSBC Mobile App, register and log in to your online banking account. Here's a closer look at how they compare to some of the other top CDs . Choose the right type of account for you. Charges and fees may reduce earnings. HSBC Australian Dollar term deposits offer fixed interest rates for your chosen long or short term. We're here to help you. APYs are variable and subject to change after opening. When you compare HSBC CD interest rates to brick-and-mortar banks, HSBC's competitive rates stand above the rest. HSBC Smart Saver Account: $0 - $5,000,000: 2.60%: HSBC Smart Saver Account: $5,000,001 + 0.00%: HSBC eSaver: $0 - $5,000,000: 0.90%: HSBC eSaver: $5,000,001 + 0.00% Fixed Interest rates are subject to change from time to time at the sole discretion of the Bank. Time Deposit Interest Rates (p.a.) Please refer to the Personal Banking Booklet (PDF, 1.50 MB). Current rates can be viewed by visiting hsbc.com.au/accounts/savings/ Monthly Bonus rate applies for the month the eligibility criteria is met, calculated from the first business day of that month. From 10th January the new interest rates of up to 2% will be available on the Fixed Rate Saver account on balances from 2,000 to 1million. 1 view footnote 1. A monthly maintenance fee of $50 will be incurred if one of these requirements is not maintained. Interest rates fixed and paid monthly or annually. Tariffs. Regular Savings Account Help your money grow with 1.00% AER/gross, fixed for 12 months. HSBC Everyday Savings applicants must be aged 18+. Annual Percentage Yield, Minimum Balance to Obtain APY: 1% will be subtracted from 0.8% will result in -0.2%. APYs are variable and subject to change after opening. (Debit Card Spend, Bill Payment, DuitNow pay-to-account, or JomPay) of minimum RM20 within 30 days of account opening. Personal internet banking access for a range of account-related services. Account is not available to business customers. Interest Rate. Michelle Andrews, HSBC UK's Head of Mortgages and Savings, said . There's no maximum balance Access your money instantly. Both introductory and standard rate are variable and are subject to change at any time. Save for a fixed term between 1 month and 12 months The minimum deposit amount for an HSBC Savings Certificate is EGP 10,000. This shows you what the gross rate would be if interest were paid and compounded each year. visit HSBC Canada Facebook This link will open in a new window, visit HSBC Canada Instagram This link will open in a new window, visit HSBC Canada Twitter This link will open in a new window, visit HSBC Canada YouTube This link will open in a new window, Calculate your Creditor Insurance premium, Self-Directed Online Investing (HSBC InvestDirect), Registered Retirement Savings Plan (RRSP). 1. Account Name Balances Interest Rate (p.a.) for balances of INR10 Cr and above, effective from 13 September 2021. HSBC Premier Savings Premier customers only. Interest is calculated on your entire account balance, using the rate that corresponds to your daily closing balance (in the currency of the account): Daily closing balance. Open savings account online. After the introductory period, the ongoing standard variable interest rate applies. 20 The Annual Percentage Yields (APYs) and balances for an HSBC 6 Month CD account which are accurate of {{currentDate}} opened in Wealth Center or over telephone are: 3.00% APY on balances of more than $0. HSBC Bank USA, N.A. The interest will be credited to your account on a . Annual Percentage Yield, Minimum Balance to Obtain APY: HSBC Group | Copyright HSBC Group 2002-2022. Choose from fixed-term or easy access accounts. HSBC U.S. residential mortgage loan with an original loan amount of at least $500,000, not an aggregate of multiple mortgages. Flexible deposit amounts and tenures Make flexible placement from as low as RM1,000 (2 months and above) or RM5,000 for 1 month Easy to open Online account opening in a few simple steps. Fixed interest rate, minimum balance AUD$5000, Select the terms to suit you ranging from 1 month to 5 years. See your Relationship Manager for details. 17 Other CD terms and rates are available. Privacy and Security | Terms & Conditions | HSBC Accessibility, This website is designed for use in the USA. This website is provided by HSBC Bank plc, Jersey branch. As with other accounts, however, make sure you pick one to suit your situation and savings goals. Also it is 1.35 % lower than the highest rate 2.35 Updated Jun, 2018. The APY is based on principal and interest left on a deposit for a full 365-day year, with interest that is compounded at the same interest rate. All rights reserved. HSBC Savings Please see revised interest rates on our Flexible Saver, Premier Savings / Premier Family Savings, Online Bonus Saver, Future Saver for Children, MySavings / Premier MySavings and Fixed Rate Savings accounts. All rights reserved. Rate also applies to all cash within the Premier Investment Management Service (PIMS) and Trust Services including Trust Discretionary Investment Services (TDIS). Key Benefits and Privileges Higher returns than an ordinary savings account Enjoy fixed and competitive deposit rates from 1.80% - 3.20% p.a. Renminbi Savings Account. Browse our savings accounts and find the right account to suit you. Interest rates for HSBC savings accounts. and complete your account opening application. Consider thePersonal Banking Booklet (PDF,1.5MB),Transaction and Savings Accounts Terms (PDF,1.10MB). The base rate is the interest rate the Bank of England charges on the money it lends to financial institutions like HSBC. Basic Savings Account. By continuing on this website you consent to the use of these cookies. HSBC isn't currently offering a. HSBC's Online Bonus savings account upped its interest rate two weeks ago from 1.6 percent to three on savings up to 10,000. 1 1.25% p.a. $25,000 - $99,999.99, Minimum Balance to Obtain APY: By Temie Laleye 18:04, Wed, Oct 12, 2022 | UPDATED: 22:35, Wed, Oct 12, 2022 Private Bank customers that have requested a non-interest bearing account will have no interest and/or APY earned. APYs are variable and subject to change after opening. For example, if the minimum monthly balance is EGP 100,000 then the corresponding interest rate of 3.50% from the table below will apply to the entire EGP 100,000. We offer variable interest rates, fixed terms and bonus rates if no withdrawals are made. GBP High Rate Savings*. 3 months: 2.90%; 6 months: 3.40%: 12 months: 3.70%: Minimum deposit amount: HKD10,000 or above Tenor: 3 months: Ensure that on the last business day of the month, your closing balance is at least $300 higher (excluding interest) than the opening balance on the first business day of that month. If you choose to opt out of cookies, this message will continue to appear. Investment Management (HSBC Premier Financial Advice): Overdraft interest on outstanding overdrawn balances is calculated daily at 3% above base rate. Hsbc Savings Account Interest Rates . Account is not available to business customers. 12 The Annual Percentage Yields (APYs) and balances for an HSBC 6 Month CD account which are accurate of {{currentDate}} are: 3.00% APY on balances of more than $0. This advertisement provides general advice only and doesn't take into account your objectives, financial situation or needs. $15,000 - $75,000 or more, Minimum Balance to Obtain APY: 1 Accounts in DKK, CZK and SGD are no longer available. Bonus interest is paid only when the balance increases by $300 or more per month (not including interest payments) Rates & Fees: $0 Monthly account fee 2.75% p.a. Back to top. Maximum one HSBC Everyday Savings account per customer at any one time. Weve increased the interest rate on selected savings accounts. Enjoy high interest rate on your HSBC Fixed Deposits and avail of our special interest rates for select tenures (consult your Customer Service Officer on available options) .